Insurance & Financial Arrangements
at Kauai Dental Care

Top Family Dentist in Lihue, HI

We accept the following insurance plans:

  • Aetna PPO
  • Ameritas
  • Cigna PPO
  • Delta Dental
  • HDS
  • HMAA
  • Humana
  • Metlife PDP Plus
  • Tricare Dental
  • UHA
  • United Concordia

(Please call us to verify that we accept your plan, and any others not listed here.)

Insurance - Kauai Dental Care

What about Financing?

Payment for professional services is due at the time dental treatment is provided. Every effort will be made to provide a treatment plan which fits your timetable and budget, and gives you the best possible care. We accept cash, personal checks, and major credit cards.

Our Office Policy Regarding Dental Insurance

If we have received all of your insurance information on the day of the appointment, we will be happy to file your claim for you. You must be familiar with your insurance benefits, as we will collect from you the estimated amount insurance is not expected to pay. By law your insurance company is required to pay each claim within 30 days of receipt. We file all insurance claims within 2 days following your appointment, so your insurance company will receive each claim within days of the treatment.

We try to get accurate information about insurance benefits and coverage before treatment, but we cannot be sure what the insurance company will pay, if anything, until the claim is submitted and the insurance company actually pays on the claim. It is not unusual for insurance companies to give us erroneous information about coverage or benefits.

This is important because you are responsible for any balance on your account after 30 days, whether insurance has paid or not. If you have not paid your balance within 30 days a re-billing fee of 1.5% will be added to your account each month until paid. We will be glad to send a refund to you if your insurance pays us.

PLEASE UNDERSTAND that we file dental insurance as a courtesy to our patients. We are not responsible for how your insurance company handles its claims or for what benefits they pay on a claim. We can only assist you in estimating your portion of the cost of treatment. We do not guarantee what your insurance will or will not do with each claim. We also cannot be responsible for any errors in filing your insurance. Once again, we file claims as a courtesy to you

Dental insurance is meant to be an aid in receiving dental care. Many patients think that their insurance pays 90%-100% of all dental fees. This is not true! Most plans only pay between 30%-80% of the average total fee. Some pay more, some pay less. The percentage paid is usually determined by how much you or your employer has paid for coverage, or the type of contract your employer has set up with the insurance company.
Insurance companies set their own fee schedules, and each company uses a different set of fees they consider allowable. These allowable fees may vary widely, because each company collects fee information from claims it processes. The insurance company then takes this data and arbitrarily chooses a level they call the “allowable” usual, customary, or reasonable “UCR” Fee.
When estimating dental benefits, deductibles and percentages must be considered. To illustrate, assume the fee for service is $150.00. Assuming that the insurance company allows $150.00 as its usual and customary (UCR) fee, we can figure out what benefits will be paid. First a deductible (paid by you), on average $50, is subtracted, leaving $100.00. The plan then pays 80% for this particular procedure. The insurance company will then pay 80% of $100.00, or $80.00. Out of a $150.00 fee they will pay an estimated $80.00 leaving a remaining portion of $70.00 (to be paid by the patient). Of course, if the UCR is less than $150.00 or your plan pays only at 50% then the insurance benefits will also be significantly less.
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Kauai Dental Care

Featured Dental Services

Having the latest, tried-and-true technology, in both the front and back office, improves the efficiency of your visit, minimizes the pain, and provides a more comfortable experience.

Same-Day Crowns - Kauai Dental Care

Same-Day Crowns

Getting a crown used to mean multiple office visits, but now there is a much more convenient option – same-day crowns.

Laser Decay Diagnostics  - Kauai Dental Care


It is important to get the best type of dentures to suit your lifestyle. The two main types of dentures are Partial Dentures and Full Dentures.

Teeth x-ray  - Kauai Dental Care

Digital X-Rays

X-rays are one of the most important parts of a dental exam, and can help detect problems long before they are visible to the naked eye.

Clear teeth straighteners- Kauai Dental Care


A modern approach to orthodontics, invisalign is a virtually invisible solution, custom-made to straighten your teeth.

Veneers  - Kauai Dental Care


Our veneers are expertly designed to enhance your smile by correcting color, shape, and spacing issues for a natural-looking result.

Testiomonials Kauai Dental Care

What Kauai Dental Care Patients Are Saying!


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