Insurance & Financial Arrangements
at Kauai Dental Care

Top Family Dentist in Lihue, HI

We accept the following insurance plans:

  • Aetna PPO
  • Ameritas
  • Cigna PPO
  • Delta Dental
  • HDS
  • HMAA
  • HMSA PPO
  • Humana
  • Metlife PDP Plus
  • Tricare Dental
  • UHA
  • United Concordia

(Please call us to verify that we accept your plan, and any others not listed here.)

Insurance - Kauai Dental Care

What about Financing?

Payment for professional services is due at the time dental treatment is provided. Every effort will be made to provide a treatment plan which fits your timetable and budget, and gives you the best possible care. We accept cash, personal checks, and major credit cards.

Our Office Policy Regarding Dental Insurance

If we have received all of your insurance information on the day of the appointment, we will be happy to file your claim for you. You must be familiar with your insurance benefits, as we will collect from you the estimated amount insurance is not expected to pay. By law your insurance company is required to pay each claim within 30 days of receipt. We file all insurance claims within 2 days following your appointment, so your insurance company will receive each claim within days of the treatment.

We try to get accurate information about insurance benefits and coverage before treatment, but we cannot be sure what the insurance company will pay, if anything, until the claim is submitted and the insurance company actually pays on the claim. It is not unusual for insurance companies to give us erroneous information about coverage or benefits.

This is important because you are responsible for any balance on your account after 30 days, whether insurance has paid or not. If you have not paid your balance within 30 days a re-billing fee of 1.5% will be added to your account each month until paid. We will be glad to send a refund to you if your insurance pays us.

PLEASE UNDERSTAND that we file dental insurance as a courtesy to our patients. We are not responsible for how your insurance company handles its claims or for what benefits they pay on a claim. We can only assist you in estimating your portion of the cost of treatment. We do not guarantee what your insurance will or will not do with each claim. We also cannot be responsible for any errors in filing your insurance. Once again, we file claims as a courtesy to you

Fact 1 – NO INSURANCE PAYS 100% OF ALL PROCEDURES
Dental insurance is meant to be an aid in receiving dental care. Many patients think that their insurance pays 90%-100% of all dental fees. This is not true! Most plans only pay between 30%-80% of the average total fee. Some pay more, some pay less. The percentage paid is usually determined by how much you or your employer has paid for coverage, or the type of contract your employer has set up with the insurance company.
Fact 2 – BENEFITS ARE NOT DETERMINED BY OUR OFFICE
Insurance companies set their own fee schedules, and each company uses a different set of fees they consider allowable. These allowable fees may vary widely, because each company collects fee information from claims it processes. The insurance company then takes this data and arbitrarily chooses a level they call the “allowable” usual, customary, or reasonable “UCR” Fee.
Fact 3 – DEDUCTIBLES & CO-PAYMENTS MUST BE CONSIDERED
When estimating dental benefits, deductibles and percentages must be considered. To illustrate, assume the fee for service is $150.00. Assuming that the insurance company allows $150.00 as its usual and customary (UCR) fee, we can figure out what benefits will be paid. First a deductible (paid by you), on average $50, is subtracted, leaving $100.00. The plan then pays 80% for this particular procedure. The insurance company will then pay 80% of $100.00, or $80.00. Out of a $150.00 fee they will pay an estimated $80.00 leaving a remaining portion of $70.00 (to be paid by the patient). Of course, if the UCR is less than $150.00 or your plan pays only at 50% then the insurance benefits will also be significantly less.

Kauai Dental Care

Featured Dental & Orthodontic Services

Having the latest, tried-and-true technology, in both the front and back office, improves the efficiency of your visit, minimizes the pain, and provides a more comfortable experience.

Same-Day Crowns - Kauai Dental Care

Crowns

Custom-made to restore strength and appearance, crowns cover damaged teeth, helping you achieve a durable and natural-looking smile.

Laser Decay Diagnostics  - Kauai Dental Care

Dentures

It is important to get the best type of dentures to suit your lifestyle. The two main types of dentures are Partial Dentures and Full Dentures.

teeth of a young woman with braces close-up

Braces

Traditional braces offer a time-tested solution to align and straighten teeth effectively for a healthier, more confident smile.

Clear teeth straighteners- Kauai Dental Care

Invisalign

A modern approach to orthodontics, Invisalign is a virtually invisible solution, custom-made to straighten your teeth.

Veneers  - Kauai Dental Care

Veneers

Our veneers are expertly designed to enhance your smile by correcting color, shape, and spacing issues for a natural-looking result.

Testiomonials Kauai Dental Care

What Kauai Dental Care Patients Are Saying!

Testimonials

Posted on Google Google
Mary Navarro
4 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Aloha…. Dr. Anjum Ullah is my new dentist since Dr. Inge retired. She is wonderful!! Very skilled and great patient care! I highly recommend her! Mary N
Posted on Google Google
Nillo Matias
4 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Receptionist remembered my name didn’t have to check in. Dr’s assistant was very professional. Dr. Ullah is very friendly, and very exceptionally professional!
Posted on Google Google
Rebecca Datuin
2 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Awesome job they are all very nice and helpful
Posted on Google Google
Jeff atertel
2 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Marsha was great, very excellent service.
Posted on Google Google
Marty Troutner
2 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
One of the best dentists I have ever been to. The staff is very helpful, warm and comforting. One feels very much at ease and in professional, experienced hands.
Posted on Google Google
Verdean Colburn
2 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Went in for my 6 month cleaning appointment. Nora my dental hygienist is always a pleasure & so fun to work with. She’s wonderful!!!
Posted on Google Google
valerie harjo
1 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Always on time and great staff! Super nice, beautiful clean office space.
Posted on Google Google
Mikala Electric
29 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Always a pleasant experience at KDC.
Posted on Google Google
Kimberly Busch-French
28 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Love my hygienist she is amazing ❤️
Posted on Google Google
Xierra Bernades
28 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Great customer service, I had Ms.Nora tending to my teeth and she was so personable, knowledgeable, and made the whole process smooth and efficient.
Posted on Google Google
bobbie callens
28 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Awesome!
Posted on Google Google
Ivan Young
26 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Friendly staff and great care!!!
Posted on Google Google
Steven Domingo
26 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Great warm and friendly professional Staff. I’m a great fan of this facility. Been with them over 25 years. The entire Sraff is awesome and provides amazing Service. Going to really miss Dr. Peck. He is such a professional and caring Dentist. As while doing procedures he explained as he goes and takes the time to do it. His assistant Leanna is awesome too and very helpful and friendly. All the very BEST on the Big Island Dr. Peck. Much successes along the way. Aloha and a hui hou.
Posted on Google Google
Imelda Delos Reyes
21 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
When your kids look forward to going to the dentist, that says a lot about their experience at Kauai Dental Care.
Posted on Google Google
C.k. Raco
14 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Nora was professional and caring
Posted on Google Google
claude medeiros
13 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Always a smile and excellent care from Nora.
Posted on Google Google
Kahealani Kolo
6 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Always a great experience. Shout out to Kamrynn, Didi & Dr. Ann. Thank you for the amazing work you do daily to take care of our island people.
Posted on Google Google
David Goodbody
6 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Good service, fit me in and found way to accommodate my insurance. Showed me problem clearly, and made recommendations. Let me choose what I wanted to do, without being insistent! And I liked the tattoos (on the assistant not doc: that I could tell anyway). D
Posted on Google Google
Brett Stewart
5 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Thank you all for the great service and always enjoy my time with Nora she does a great job cleaning my teeth.
Posted on Google Google
Dawn Wooten
5 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Dedee did my cleaning yesterday. Same office, new hygienist and she did a fantastic job and I’m not the best manager of my teeth. Thank you for your skills Deedee.
Posted on Google Google
Bryan Sugi
30 July 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Workers are very friendly and helpful polite understanding your problems about making things better by fixing and to feel confident for yourself by smiling and knowing everything will be just fine
Posted on Google Google
Leigh Hicks
29 July 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent care. Dr. Peck was thorough, answered all of my questions, and made my experience better than expected.
Posted on Google Google
Laurie Laroque
24 July 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Very accommodating! I get nervous about procedures and the whole team Dr and Assistant were very gentle! Mahalo!
Posted on Google Google
morgan shaw
15 July 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Great service.
Posted on Google Google
Joseph Tesoro
5 July 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
I had a very good experience Dr. Ann and her staff were very professional ! They were also very Caring and helpful. My hygienist was awesome too !👍
Skip to content